What is a credit check?

Answer A credit check is when a company or individual makes an inquiry on your credit report. They are pulling your report to see your past history of payments, amount of debt or public records on file. A... Read More »

Top Q&A For: What is a credit check

Is your credit affected negatively every time you run a credit check?

Your credit score is not negatively affected each time you check your own credit score, according to the Fair Isaac Corporation. Only credit checks that are initiated when you apply for new credit ... Read More »

Do corporate credit cards require a credit check on the employees?

Both corporate credit cards and business credit cards typically require a credit check of the employee who will use the card, though this policy may vary by issuer. Likewise, the employee's credit ... Read More »

How to Obtain a Credit Card Without a Credit Check?

While credit isn't absolutely necessary, it does make certain purchases, such as a car or house, much easier than paying in cash. You often need a good credit rating to qualify for most credit card... Read More »

How do I check a credit report without a credit card?

Free Credit ReportRequest a free credit report from Equifax, TransUnion and Experian created the website to comply with the U.S. Fair and Accurate Credit Transactions Act (F... Read More »