What is a credit card merchant?

Answer Credit card merchants are businesses that take payments made with major credit cards, such as MasterCard, Visa, American Express and Discover. The merchant must have a merchant services account thr... Read More »

Top Q&A For: What is a credit card merchant

How to Become a Credit Card Merchant?

Running a business can be challenge; no matter what services or products you are offering. To ensure flexibility in closing every possible deal you will want to accept credit cards by becoming a cr... Read More »

How to Reduce Merchant Credit Card Fees?

If you accept credit and debit cards for payment at your business, you have probably often wondered why your credit card fees are so high. You may even have thought if accepting cards is worth the ... Read More »

What are Merchant Laws for Truncating Credit Card Numbers?

In December 2003, Congress passed the federal Fair and Accurate Transaction Act (FACTA), which requires businesses to truncate (shorten) credit card numbers on receipts. This protects customers fr... Read More »

How long does a merchant have to charge a credit card after a purchase?

Each credit card company maintains its own rules on how long merchants have to transmit transactions. For example, MasterCard requires merchants to submit transactions within three business days of... Read More »