What is a bad credit report?

Answer Your credit report contains a history of your payments to companies that have extended credit to you or supplied you a service. A bad credit report can cause you to pay high interest rates or be d... Read More »

Top Q&A For: What is a bad credit report

What is a credit report& a FICO credit score?

A credit report is a record of an individual's debts that reflects his creditors and accounts, any public records about him and his identifying information. The credit bureaus use the information o... Read More »

Do you get a free credit report when you report fraud?

If an individual is a victim of fraud, he may request an copy of his credit report free of charge at any time. The fraud victim won't automatically receive a free credit report when he reports the ... Read More »

How to Get a Collections Report Off of Your Credit Report File?

A collection report that appears on your credit report file can harm your credit score and borrowing ability. As a collection is typically an indication you failed to pay your bill on time or at al... Read More »

How do I get a free credit score if I don't have a credit card Besides free credit report .com?