What is Commercial combined single-limit liability insurance coverage?

Answer You're probably talking about Auto Insurance - and Liability can be written one of two ways:1. With a separate limit for Bodily Injury per person and per accident, and a separate limit for Property... Read More »

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What is a combined single limit?

Answer Liability policies commonly offer separate limits that apply to bodily injury claims and to claims for property damage. "50/100/25" is shorthand under such a policy for $50,000 per person/$... Read More »

What type of liability insurance can you get to lease a commercial building for personal non-business use or is an umbrella policy from your homeowners liability insurance enough for the landlord?

Umbrella policies are often written as "following form" which means it only provides coverage if your primary (i.e. homeowners policy) provides coverage. Ask your insurance agent if you need to add... Read More »

Where do you find commercial automotive liability coverage?

Liability coverage This is a very odd request from the leasor. Unless you and your friends are incorporated or considered a business, no insurance carrier would sell you this type of policy. Also,... Read More »

What is liability-only car insurance coverage?

Auto insurance coverage options include personal injury protection, collision, comprehensive, uninsured/underinsured motorist and liability coverage, according to Drivers with older car... Read More »