What happens if your auto insurance lapses?

Answer Answer For starters you are no longer leagally allowed to drive. Second is that depending on the state you live in you may now be considered high risk or even uninsurable by many companies regardl... Read More »

Top Q&A For: What happens if your auto insurance lapses

What Happens When Your Life Insurance Lapses?

A life insurance policy lapses when the owner stops making premium payments. If the owner makes up missed premium payments, the policy may be reinstated, but if the owner dies while the policy is l... Read More »

Can an auto insurance carrier designate their med payments coverage secondary to any other health insurance in CA as a result of an auto loss?

This is sticky, not sure what you mean by 'designate' secondary. Assume you are saying your health insurance has to pay first and med pay picks up what's left? Yes, in some states that is the pract... Read More »

If your auto is hit the other driver's auto insurance pays all medical expenses and so does your health insurance must you reimburse your company?

Answer You do not have to reimburse your insurance company if the accident is the fault of the other driver and the claim is made on their insurance. If the accident is the fault of the other drive... Read More »

What penalties does an excluded spouse on auto insurance incur once their licence is reinstated and they try to obtain auto insurance again?

ther are no penalties for the situation you describe. All drivers are subject to the same rate structure. Violations within the last 3 to 6 years depending on the insurer are generally surcharged r... Read More »