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 What exactly are general liability and professional liability premiums based on?

Answer this depends on the type of business it is. Some are rated on sales, area, tickets sold, etc...need more specific informationIt also depends on the company providing the policy. Some rate on sales,... Read More »
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Top Q&A For: What exactly are general liability and professi...

Are a general contractor's liability insurance premiums based on what they pay sub-contractors?

Contractors General Liability Insurance Premium for a general contractor can be based on one or both of two things, either your gross receipts and or your payroll and cost of subcontractors, depend... Read More »
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What is the difference between contractors general liability coverage contractors professional liability and builders risk coverage?

Answer Builders Risk - 1st Party coverage for a building under construction - covers the Property - building & materials.Contractors GL - Covers your exposure for causing Bodily Injury or Property ... Read More »
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If you have Professional liability insurance why do you need general liability insurance?

Professional liability insurance will protect you against lawsuits arising from your actual business operation. Suppose you have a consulting business, and you are sued for providing incorrect info... Read More »
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What payroll figures are liability insurance premiums based on for equipment rental companies?

Yes you should be. Not all general liability forms automatically add additional insureds so you need to check with your subcontractors policy. There is a web site that I have found where artisan co... Read More »
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