What is an unsubsidized loan?

Answer An unsubsidized loan is a loan that charges interest from the moment the bank disburses it. This is in contrast to a subsidized loan, which does not charge interest until the loan begins to be repa... Read More »

Top Q&A For: What is an unsubsidized loan

Do you have to pay back unsubsidized loans?

On One Hand: Payment RequiredA college student must pay off an unsubsidized loan. Payments, however, don't begin until the student has graduated. And if the student cannot find work right away, def... Read More »

What Are Unsubsidized Student Loans?

Students have many options when it comes to financing their post-secondary education. Those who qualify should take advantage of grants first and then subsidized student loans since the interest on... Read More »

What is a unsubsidized stafford loan and what does that mean?

A Stafford loan is a low-interest federal student loan (currently 4.7% for student in school). This loan can be subsidized or unsubsidized. In this case, say that a loan is subsidized means that t... Read More »

What is better subsidized or unsubsidized loan?

Dance:I'm guessing that both loans appear on your financial aid offer letter - probably a subsidized loan of $3500, and an unsubsidized loan of $2000.That's not a "choose one" option, although you'... Read More »