What does uninsured motor vehicle coverage mean?

Answer It means if you happen to get in a collision accident in which someone hits you and you have their information and everything, but that party doesn't have any type of insurance what so ever. Your d... Read More »

Top Q&A For: What does uninsured motor vehicle coverage mean

What does stacked uninsured motorist coverage mean?

Uninsured motorist coverage is usually listed in ways such as 10/20, 25/50, etc. That means $10,000 per person, $20,000 max per accident. This coverage is for each vehicle on the policy. If you sta... Read More »

What does uninsured motorist coverage cover?

Uninsured motorist insurance covers damage to an insured vehicle when caused by an uninsured driver. It does not replace collision insurance. However, each state has its own limitations as to how m... Read More »

Will your uninsured motorist coverage cover an accident from an at fault unlicensed uninsured driver?

Yes. The initial trigger for entitlement to uninsured motorist benefits is involvement and injury in a motor vehicle collision with an uninsured motorist. According to state law, there may be other... Read More »

What will happen to your current insurance policy if you transfer from a newer vehicle with full coverage to an older vehicle with basic coverage?

The cost of the monthly permiums should go DOWN, as the cost of replacement of the car, or repairs to it will be less expensive.Check with the insurance agent.