What does it mean when someone is excluded from an auto insurance policy?

Answer Answer By excluding a person from an auto insurance policy, you are stating that the "excluded" person will not drive the insured vehicle, and that you understand that the "excluded" person is not... Read More »

Top Q&A For: What does it mean when someone is excluded from...

What penalties does an excluded spouse on auto insurance incur once their licence is reinstated and they try to obtain auto insurance again?

ther are no penalties for the situation you describe. All drivers are subject to the same rate structure. Violations within the last 3 to 6 years depending on the insurer are generally surcharged r... Read More »

Can a person be the registered owner of a vehicle but be excluded from the insurance policy?

That would mean your "Un-Insured". also known as "Failure to provide required Financial Responsibility". The owner of a vehicle can be held equally liable with the driver in the event of an accide... Read More »

Can a named insured be an excluded driver on an automobile liability insurance policy in Arizona?

Answer Yes as long as the named insured is not a spouse, or if the spouse does not drive and does not have a drivers license the spouse can also be excluded.

Can your license be suspended if an auto accident involved your uninsured car driven by my son-in-law who's insurance excluded the car?

Doubt your license will be suspended his might, but you run a risk of losing your plates and any plates in your name, along with fines etc. This is a state specific thing. In my state, the owners o... Read More »