What does health history mean in insurance?

Answer In the insurance industry, the term "health history" refers to any illnesses, conditions, or injuries that have occurred in the past for a specific customer. Insurance underwriters thoroughly inves... Read More »

Top Q&A For: What does health history mean in insurance

What does the term co-insurance mean on health insurance policies?

In health policies co-insurance is a percentage of covered expenses that insured is required to pay in addition to co-payment and deductible For example if you have an 80/20 plan, the insurance co... Read More »

If you suspend health insurance for 3 months while you are out of the country does it put anything negative in your insurance history and will you be able to get competitive rates when you return?

Answer What you need to do is see how much it will be for out of network providers in case you get hurt in another Country. Do you think that Country will pick up your medical tab if you get hurt... Read More »

What does PPO mean in health insurance?

According to BlueCross BlueShield Association, PPO stands for Preferred Provider Organization. A PPO is an arrangement between health service providers and insurance companies to provide discounted... Read More »

What does POS mean in health insurance?

A type of health insurance is a POS, which is a point of service plan. It allows the policyholder to visit doctors that are out of network. This may mean a reduction in benefits or he will have to ... Read More »