What does a"no adverse factor"mean on my good credit score?

Answer A "no adverse factor" on your credit score means there is no negative credit history such as late or slow payments, over the limit, high balances, or debt collection affecting your credit score. Yo... Read More »

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What is a good credit score on a credit score scale?

On One Hand: Over 700 on the FICO ScaleThe FICO credit scoring scale runs from 300 to 850, with higher scores signifying a more credit-worthy individual. A score of 700 or higher signifies that you... Read More »

At what number does a good credit score start?

A borrower's credit score is a direct reflection of his credit history. Most credit scores fall into the range of 600 and 750. Most lenders consider scores above 700 to be a good credit score.Sou... Read More »

What credit score is needed for good credit card rates?

If you are going by FICO scores, the range is 300 to 850 with the higher the number, the better. Usually, anything over 700 will get you a good credit card rate, and anything below 600 will get you... Read More »

What is the optimal number of credit cards for a good credit score?

On One Hand: No More than SevenAccording to the Motley Fool, if you have more than seven credit cards your credit score will suffer. The FICO scoring model, developed by the Fair Isaac Corp., penal... Read More »