What does a homeowner's fire policy insurance cover?

Answer Insurance provides for financial-contingency planning. Fire insurance provides cash benefits to insured homeowners in the event of fire damage. In exchange, homeowners pay premiums to insurers. Spe... Read More »

Top Q&A For: What does a homeowner's fire policy insurance c...

What does a homeowner's dwelling fire policy insurance cover?

Dwelling fire insurance covers all real property, including your home, sheds and garage. Your personal belongings are covered up to the dollar amount named on your policy. Additional living expense... Read More »

Does homeowners insurance cover a homeowners fall?

You mean cover the owner who is listed on the policy? =No!

If a tenant lives in your condo and a common area pipe leaks on their car causing damage should the HOA cover this or will your homeowners liability insurance cover this or neither?

Read both your master policy that covers the condominium association's assets and your homeowner's policy to verify coverage.Also, the tenant's insurance may be a possibility for coverage.Basically... Read More »

Can my homeowners insurance refuse to cover my fiance for loss or liability on the home we jointly own because he is not related to me and make me buy renters insurance for him in NJ?

Laws may be a little different in the Armpit of America but in the communist state of MA as long as you jointly own the home then you would be jointly covered on the home policy. If so then they ca... Read More »