What can you do if a car hits your car and you have no insurance but he does?

Answer If the other party was at fault for the collision (negligent), you should assert a claim against the other driver/owner. Contact him/her in writing, assert the nature of your claim, and ask that th... Read More »

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If someone runs a red light and hits you but they have no insurance but you are fully covered with your insurance will your insurance pay you for pain and sufferring then go after them for the money?

Yes, very likely If you have uninsured motorists coverage (required in most states) that is the coverage that will take care of your medical bills and pain and suffering. After your claim is paid ... Read More »

If a driver hits a pedestrian and does not have adequate car insurance but does have adequate homeowner's insurance will it cover the accident?

Answer No. They are two totally different types of insurance.

What happens if someone hits your car with no insurance but you got no fault insurance?

If someone hits your parked car does their insurance company pay and do you still pay your deductible?

%REPLIES% Answer If you decide to go through your carrier -- and assuming your policy doesn't have a provision for waiving your deductible under these circumstances -- then, yes, you'll have to pay... Read More »