What can you do about high interest rate credit cards?

Answer If you have been noticing that your credit card payments are going up without you using your card, it may be time to take a look at your interest rate. Credit card companies will raise your credit ... Read More »

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What Is the Prime Interest Rate on Credit Cards?

Prime interest rate is a term used to describe a common index that many different lenders, such as banks, use to make their decisions. This rate does not affect every decision, but it does cause fa... Read More »

What is the national average interest rate for credit cards?

As of March 2010, the national average fixed interest rate for credit cards is 13.42 percent, according to The variable interest rate is 13.99 percent. These interest rates are the AP... Read More »

How to Request Companies to Lower Your Interest Rate on Credit Cards?

If you carry a balance on your credit card, even a small reduction to your interest rate could save you hundreds of dollars a year. Credit-card companies can reduce your interest rate, but most com... Read More »

How To Replace a High Interest Rate Credit Card With a Low Interest Rate Card?

Many consumers sign up for a specific credit card because they were offered an attractive introductory interest rate. The problem with introductory rates is that they eventually increase. Before yo... Read More »