What Makes Bad Credit?

Answer Bad credit is caused when loan, credit and other payments are late. It takes time to fix or repair your credit file. Having too many credit lines also can hurt your credit.SignificanceIf you are 30... Read More »

Top Q&A For: What Makes Bad Credit

What makes credit scores better?

An improved credit score can help you save money by getting you a lower interest rate on financing. It takes time and discipline to improve a credit score and to develop good credit habits.New Cred... Read More »

Who makes the credit cards for Amex?

American Express credit cards are made by Versatile Card Technology (VCT), the largest plastic card manufacturer in the United States. In 2006, VCT and American Express signed a licensing agreement... Read More »

Who makes the credit cards for visa?

Visa credit cards are made by Oberthur Card Systems of America. Oberthur also supplies Mastercard credit cards, and is a world leader in manufacturing and personalization of conventional and conta... Read More »

Will canceling credit cards with high available credit hurt my credit score?

Closing a credit card with a high available credit limit will lower your available credit, as well as remove some of your credit history. Typically, it does lower a borrower's credit score, althoug... Read More »