What Is the Average APR for Credit Cards?

Answer The average APR (annual percentage rate) on a credit card varies, depending on the type of credit card. The average consumer credit card APR is 16.36 percent, while the average APR on a reward cred... Read More »

Top Q&A For: What Is the Average APR for Credit Cards

How many credit cards does the average person have?

The average consumer has 2.7 credit cards as of 2010, according to Among individuals who have credit cards, the average number is 3.5 cards. In 2009, Americans owned a total of mor... Read More »

What is the average annual fee for credit cards?

Annual fees can vary greatly from card to card, with average fees ranging from $8 to $150 as of July 2009, according to During the first three months of 2009, only 29 percent of cr... Read More »

How much does the average family spend on credit cards per month?

According to the Nilson Report, which covers news related to the payments systems industry, as of March 2009, the average household spent $465 per month on credit cards. If their cards earned them ... Read More »

What is the national average interest rate for credit cards?

As of March 2010, the national average fixed interest rate for credit cards is 13.42 percent, according to The variable interest rate is 13.99 percent. These interest rates are the AP... Read More »