What Is a Disclosure in an Insurance Policy?

Answer An insurance policy is a legal contract and may contain aspects that you do not understand. When you enter into an insurance agreement, there are many disclosures involved, on your part and the ins... Read More »

Top Q&A For: What Is a Disclosure in an Insurance Policy

Can a homeowner purchase an insurance policy to protect an above ground swimming pool from winter damage or can a rider be attached to their current homeowner's insurance policy?

Answer Depending on the insurance company, you may be able to acquire "Collapse of Above-Ground Pool" endorsement. Which covers exactly what it says, the collapse of the above ground poolCheck wit... Read More »

Is there a time limit for disclosure on health insurance applications?

Answer I'm not exactly sure what your asking. Check out this page for more information on what happens if you knowingling mislead the Insurance Company. Read More »

I have an indiviual policy with an insurance company I can purchase a group policy through my employer Its with the same insurance company Can I use both policies?

Answer Two different policies (different policy ID numbers) should mean you should not have to pay anything out of pocket. The primary will pick up 80% (in most cases), and the secondary should pic... Read More »

If you are on someones car insurance policy will you have to be taken off of that person's policy before trying to get car insurance of you own?