What Is Prior Exposure Insurance?

Answer For certain types of business insurance, it may be necessary for you to purchase coverage that begins prior to the normal effective date of the policy you are buying. In these circumstances prior e... Read More »

Top Q&A For: What Is Prior Exposure Insurance

Does treatment by a chiropractor prior to an insurance start date determine a preexisting condition and how can an insurance company find out about chiropractic treatment prior to being insured?

Answer The Insurance Company generally finds out by what you tell them on the application. If you don't tell them, they probably have the right to deny coverage and rescind the application. chec... Read More »

What is an insurance exposure unit?

An exposure unit refers to a thing or object that is insured by an insurance company. Exposure units are used to determine insurance premiums by examining similar groups.Probability of LossInsuranc... Read More »

Will pregnancy be a pre-existing condition even if it is not officially documented prior to obtaining insurance?

%DETAILS% Answer Official documentation is not relevant.Check out

Can you begin an insurance policy before buying a car in case the lender requires prior coverage?

Answer from a General Agent Yes you can start the policy and pay premium but the actual coverage will commence when you take possession of the vehicle.