What Are the Laws Governing Equifax & Other Credit Companies?

Answer The three main credit-reporting companies used by U.S. creditors are Equifax, TransUnion and Experian. The government refers to these companies as credit reporting agencies, or CRAs. The laws gover... Read More »

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Laws Governing the Sale of Used Vehicles?

Consumers typically are protected when buying new cars that turn out to be lemons. However, they also have some protection when purchasing used vehicles. How much protection they receive varies fro... Read More »

Laws Governing Sex Offenders in Virginia?

Convicted sex offenders of violent sexual crimes must register with the Virginia State Police Sex Offender Registry. The Virginia Code outlines Virginia sex offender law requirements in Title 9.l, ... Read More »

What does a G mean on a Equifax credit report?

Equifax is a credit reporting agency that collects information about consumers who use credit cards and take out loans. The information Equifax collects about consumers relates to their borrowing a... Read More »

Who uses Equifax credit reports?

There's no published list of Equifax users, but the company is both the largest and oldest of the three major credit scoring agencies. If your credit application is denied, you are entitled by law ... Read More »