What 3 Companies Measure Your Credit Score?

Answer When it comes time to check your credit report, the Federal Trade Commission recommends that you use Annual Credit Report, which then recommends three credit reporting companies: Equifax, Experian ... Read More »

Top Q&A For: What 3 Companies Measure Your Credit Score

If I Negotiate With Credit Card Companies Myself, Will It Negatively Affect My Credit Score?

If you lose your income, you may find yourself with credit card accounts that you are having trouble paying. As these balances become past due and move further into delinquency, account holders may... Read More »

Can credit-repair companies increase a credit score?

On One Hand: Credit-Repair ScamsCredit-repair companies promise to wipe away all your financial problems. Beware of promises that sound great but you know are wrong, such as improving your credit s... Read More »

What type of credit builds your credit score the fastest?

Some credit behaviors build your credit score faster than others can. The three major credit bureaus consider your payment history more than they do other areas, according to Delinque... Read More »

Can your credit rating or score improve without using your credit card?

On One Hand: Using Credit Cards Improves Credit ScoresIndividuals can improve their credit score by regularly using their credit cards. An individual's credit score is determined by the status of t... Read More »