To build personal credit, is it best to pay total balance on a secured credit card or just pay the minimum req?

Answer you want to pay the total balance

Top Q&A For: To build personal credit, is it best to pay tot...

How to Use a Secured Credit Card to Build Credit?

A secured credit card is a credit card with a limit that is directly proportional to the amount of money put down as a security deposit for the card. Secured credit cards are often use by those wit... Read More »

How do I figure a minimum payment due on a credit card balance?

Information You NeedGather the information you will need to calculate the minimum monthly payment. These include the average daily balance for the most recent statement period and the minimum month... Read More »

How to Repair Bad Credit with a Partially Secured Credit Card?

Secured credit cards require you to make a deposit into a bank account. Initially, the amount on deposit becomes your credit line and acts as collateral for the loan. Over time, you may become elig... Read More »

How to Boost Your Credit Score With a Secured Credit Card?

Secured credit cards are one of the ways to increase your credit score. You use your own money to generate a credit line with the bank. The bank then issues you a Visa or Mastercard that you can us... Read More »