The Effects of a Judgment on Your Credit Report?

Answer Your credit score is sure to drop once a judgment is added to your credit report. A judgment will remain on your credit report for seven years, according to the Federal Trade Commission, and cannot... Read More »

Top Q&A For: The Effects of a Judgment on Your Credit Report

Does a judgment go on a credit report?

A judgment can appear on your credit report if you fail to pay monies owed to another party (such as credit card debt, a civil lawsuit or medical bills). According to, judgments remain... Read More »

The Life of a Judgment on a Credit Report?

Failing to make timely payments to unsecured creditors, such as your credit card company or bank, can result in an eventual judgment appearing on your credit report. A judgment can significantly da... Read More »

How to Delete a Judgment From My Credit Report?

A judgment is a formal decision or order given by a court of law. With respect to your credit report, judgments pertain to decisions regarding the repayment of debt. Creditors and other lenders who... Read More »

Can a judgment be removed from my credit report?

If a creditor files a lawsuit against you and you either do not appear in court on the day of the hearing or defend yourself but lose the case, a judgment will appear on your credit report. Judgmen... Read More »