Student Loans Repayment?

Answer You are saying you essentially have 3 loans, 2 govt and 1 private. The Perkins is a 5% fixed interest rate loan, and the Stafford if disbursed after July 1, 2006 is a fixed interest rate of 6.8%. ... Read More »

Top Q&A For: Student Loans Repayment

How do student loans work, and what are my options for applying for graduate student loans?

To get a student loan, your first step is to fill out the Free Application for Federal Student Aid (FAFSA). You should submit your FAFSA as soon as possible – you can make estimates and correct t... Read More »

Student Loan repayment help please?

Couple of questions... did you use up all your forbearance and deferment time BEFORE you consolidated or after? After you consolidate, you get a brand new set of 60 months of forbearance/deferment... Read More »

Student loan repayment problem?

In most cases, the longer it takes you to pay off a loan, the more the lender benefits. You, of course, do not benefit. I am not sure about the "refund for your prepaid finance charges", but I'd... Read More »

Do they give student loans to any student or does that student need to have excellent credit?

To qualify for federal Stafford Loan, you must be a full-time student and not fall below half-time status, be a U.S. Citizen, National or permanent resident alien, you can not be in default of any ... Read More »