Retirement Plans for Individuals?

Answer Most people dream of the day they can leave the rat race of work and spend their days in the leisure of retirement. However, with fewer workers covered by a company-sponsored retirement plan, the b... Read More »

Top Q&A For: Retirement Plans for Individuals

Are state retirement plans considered pension plans?

Retirement plans sponsored by states are considered pension plans. There are two types of pension plans to choose from--a defined benefit plan or a defined contribution plan. The benefit plan tells... Read More »

Types of Health Care Plans for Groups & Individuals?

Health insurance is designed to control the financing and delivery of health care to those enrolled in specific plans. It is supposed to control healthcare costs, while still delivering the most ap... Read More »

Tax Deductions That Encourage Individuals to Engage in Retirement Planning?

The US Government has several incentives to get people to save for retirement. From individual retirement arrangements (IRAs) to employer-sponsored retirement plans, everyone benefits to some exte... Read More »

Basics of 401(k) Retirement Plans?

401k retirement plans are investment programs, typically set up by an employer, where pre-tax dollars can be contributed by an employee. In some cases, employers match an employee's contribution e... Read More »