Problems With Health Insurance Coverage?

Answer The growing cost of health care and health insurance has resulted in across-the-board problems with health insurance coverage. People are finding it more difficult to obtain affordable health insu... Read More »

Top Q&A For: Problems With Health Insurance Coverage

If temporary self-obtained insurance coverage ends a few weeks before employer coverage begins at a new job will there be any problems with the new policy?

Answer The answer depends on a few factors. If the self-obtained insurance is a HIPAA compliant plan (Creditable Coverage) and the gap between the two plans is less than 63 days, you should be ab... Read More »

In NY if you have health insurance and have colon cancer but want to switch insurance companies for better coverage does the other insurance company have to take you?

Answer I sure would check before I made the switch. You could be getting into that pesky, ''pre exsisting condition'' thing.......Ask the new carrier first before you switch, (I'd get it in writing... Read More »

Can an employer force an employee to drop group health insurance coverage because the employee is eligible for coverage through his spouse's plan?

Answer No. The employer cannot force you not to take the coverage. However, if you don't want you may have to sign a waiver.

Can you have two health insurance coverage plans?

You may have two insurance policies in effect at the same time. Many employers provide group health plans and if you are over 65, you can be covered under Medicare as well. Coverage under a spouse'... Read More »