Is pregnancy considered a pre-existing condition under short term disability individual coverage?

Answer It is not pre-existing if you were not pregnant when you took out the coverage, it may however be excluded as a covered benefit. Check your policy for language related to pregnancy and maternity le... Read More »

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Is pregnancy considered a pre-existing condition under Short Term Disability group coverage?

Answer In my experience as an insurance agent the disability insurance policy I can offer specifically excludes pregnancy. Also, from what I have seen with other policies is that since pregnancy is... Read More »

If already reviewed approved and receiving short term disability benefits how can long term disability be denied only because they consider the problem to be pre-existing?

AnswerIf Long Term Disabilty is denying you because on the date of the claim you were in the pre-x period then it would be forever. When the pre-x time is over - then it would cover a NEW claim. No... Read More »

If pregnancy exacerbates a pre-existing medical condition can your disability claim be denied?

This isn't a yes or no question. See the research. Turn in the claim and see what happens.Is Pregnancy covered under the Disability Plan?When two causes join in causing injury, one of which is insu... Read More »

Would gout be considered a pre-existing condition - if it subsequently moves to your hands - after taking out the insurance would it be considered pre existing?

If you had gout any where in your body previously then it is a pretty safe bet that it wil be described as a pre-existing condition iif you get it any where else. Gout is the result of uric acid cr... Read More »