Is it legal for merchants to charge a credit card processing fee?

Answer While it is not against the law to assess a fee for credit card processing, it is against merchant processor rules. Visa, American Express, and MasterCard all prohibit merchants from charging custo... Read More »

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Are merchants permitted to charge their credit card fees to patrons?

On One Hand: Passing on Credit Card Usage FeesEach credit card swipe generates fees paid by the merchant to the banks as well as to MasterCard or Visa. For many merchants, these fees cut deeply int... Read More »

Is it legal for a merchant to charge a service fee for using a credit card?

Merchants may not charge service fees or surcharges to customers using Mastercard and Visa. American Express does not allow surcharges if the merchant accepts Mastercard or Visa. Laws regarding sur... Read More »

What is the legal maximum apr credit card companies can charge?

Usury, or the act of lending money at an unreasonably high rate of interest, varies from state to state. Many credit card companies have moved to states with more lenient usury laws, such as South ... Read More »

Is it legal to charge a credit card before shipping the product?

It is legal to charge a credit card before the order is shipped, but only if you give your consent when placing the order. Most credit card issuers have a policy that requires the order to be shipp... Read More »