Is car insurance cheaper if a woman is listed as primary driver or a man?

Answer It depends on the age and driving record of both parties. Generally speaking, women can get cheaper insurance rates than men, all things being equal. However, an older man with a long, clean drivin... Read More »

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Is any licensed driver automatically covered by your insurance policy if the car they are driving has coverage Even if they are not listed as a driver on the policy?

Answer Generally yes, but you have to check your policy for specific limitations. Answer Watch out though. In California at least, if a driver is not specifically listed on the insurance policy, t... Read More »

If an out of state driver with no auto insurance has an accident in NJ is their health insurance or the NJ driver's auto insurance primary?

%REPLIES% Answer Someone's health insurance is not going to cover any injuries in an auto accident. That covered by the insurance on the vehicle. Since there wasn't any, it would appear the victim(... Read More »

What are advantages and disadvantages of being listed as a driver on someone else's insurance policy?

Pros and Cons Ok here are the disadvantages (from both stand points):If you have any tickets or accidents they will be charged on the policy and cause the persons rate to go up and possibly get ter... Read More »

Would I be covered on a business fleet insurance policy if I am not listed as a driver?

In terms of Auto Liability...this depends....1. Does the policy excluded unscheduled drivers? If so, no coverage for you.2. Did you have permission to use the vehicle? If not, no coverage for you.I... Read More »