Is a secured loan the best choice for people with bad credit?

Answer On One Hand: Secured Loans Have Better Interest RatesA secured loan is a debt tied to a piece of collateral, such as a house or a car. Typically, these loans carry a lower interest rate than unsecu... Read More »

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Student loan for people with bad credit?

first, you can request a 'forbearance' on your student loans. its where you are not required to pay it back for three months because you are having a hard time. they usually require a letter of har... Read More »

How to Obtain a Car Loan: For People with Bad Credit?

For many people, needing a car is a fact of life. Unfortunately, when you have bad credit, it can be much harder to receive a car loan. Car companies and the banks that they use want to see a custo... Read More »

Is a car loan considered a secured loan?

Yes, a car loan is typically considered a secured loan because the value of the vehicle is used to guarantee repayment of the loan. If the borrower stops making payments, the borrower can take or r... Read More »

To build personal credit, is it best to pay total balance on a secured credit card or just pay the minimum req?