If you were treated for a condition in April and got insurance coverage in May would a claim for treatment in October be a pre-existing condition?

Answer AnswerPropably. Did you have prior insurance? For more info see and scroll down the pageAnswerDepends on the diagnosis: broken arm? No .... allergi... Read More »

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If a heart condition needing surgery is discovered right before a 6 month gap in health coverage can the new insurance plan consider it a pre-existing condition and refuse to cover?

Answer Yes, the lapse must be less than 63 days. For CA Small Group Reform at see

If you were fine when you applied for coverage then had some problems but no diagnoses can your insurance say you had a pre-existing condition?

Answer They can try and say that, but as far as I know the burden of proof is on them. If you told the truth on the application - they will have to pay.You might have a condition that the insuranc... Read More »

How can you continue getting insurance coverage for the pre-existing condition of terminal cancer after a divorce if the policy is in your husband's name?

Answer the first way to do this is to obtain COBRA coverage. When your divorce became final, your ex-spouse was able to drop your coverage. Federal law is that all insureds can continue coverage... Read More »

If you are refused coverage for a pre-existing condition can another insurance company find out that you were refused coverage elsewhere?

Answer Probably not. Does the company belong to MIB? important thing is that you answer the questions correctly on the new application - otherwise they can ... Read More »