If you are carrying medical insurance is it necessary or wise to also get medical payments coverage as part of your auto insurance?

Answer Answer It is not required. Please keep in mind medical insurance on an auto policy only pays in the excess of what your work med doesnt pay.It is a good idea to have the medical payments on your po... Read More »

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What are the definitions for liability insurance medical payments insurance uninsured motorist comprehensive and collision for auto insurance?

Answer Liability insurance: The coverage found on any auto policy that handles damage you cause to another person's property, either directly or indirectly with your car.Medical Payments Insurance:... Read More »

What happens if medical expenses exceed auto insurance coverage after an auto accident?

1. Most states have a requirement that a registrant of an auto maintain "personal injury protection" (PIP) coverage (altho the name may be different). This is the essence of so-called no-fault auto... Read More »

Can an auto insurance carrier designate their med payments coverage secondary to any other health insurance in CA as a result of an auto loss?

This is sticky, not sure what you mean by 'designate' secondary. Assume you are saying your health insurance has to pay first and med pay picks up what's left? Yes, in some states that is the pract... Read More »

If medical insurance will not cover injuries from an auto accident why do they ask if you have it and then limit your coverage?

Answer Medical insurance should cover any injuries substained no matter how they were caused. Answer Health insurance is only responsible (in most cases) for what your car insurance and the third p... Read More »