Question

 If water damage to condo ceiling is caused by association pipe failure but you do not have homeowners policy will association be liable to pay for repairs?

Answer Work with the board to determine whose responsibility is to repair and whose responsibility it is to pay for the repairs. The board will work with the broker who handles the master insurance policy.
http://wiki.answers.com/Q/If_water_damage_to_condo_ceiling_is_caused_by_association_pip...

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What do I do when I have no HO insurance for my condo and my condo association and builders claim that my fridge caused substantial water damage in the unit directly below mine not sold and not rented?

You are responsible for any damage caused to someone else's property, why did they let you move in the condo without proper insurance is beyond me, whether the unit below you is rented or not is of... Read More »
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If the cable tv company causes water damage to a condo unit will the condo association insurance cover it?

As a condominium owner, generally, you are covered by two insurance policies:The master policy, which insures all the assets owned in common, and may include liability insuranceThe HO-6 homeowner's... Read More »
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Can your condominium association decline to pay for damages if a window leaked and caused damage to the wall on the inside of the condo?

You can find the answer you want in your governing documents. There, you can find out who owns the window. If you own it, then you are responsible; if the association owns it, then the association ... Read More »
http://wiki.answers.com/Q/Can_your_condominium_association_decline_to_pay_for_damages_i...

My condo association is making claims on a D and O policy for the legal defense of the association not for the directors Is this insurance fraud?

When you write 'association', you are referring to a person. Without a person, the 'association' has no voice with which to make any claims. If the person sits on the board of the association, then... Read More »
http://wiki.answers.com/Q/My_condo_association_is_making_claims_on_a_D_and_O_policy_for...


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