If ins docs define pre-existing condition as one for which you received treatment in 12 mos before effective date can a pregnancy for which you received first treatment after eff date be excluded?

Answer Answer You need to include any and all issues such as prior collect on STD or LTD. Just answer the application honestly at all times. Usually future pregnancies will not be an issue unless your ... Read More »

Top Q&A For: If ins docs define pre-existing condition as on...

Does treatment by a chiropractor prior to an insurance start date determine a preexisting condition and how can an insurance company find out about chiropractic treatment prior to being insured?

Answer The Insurance Company generally finds out by what you tell them on the application. If you don't tell them, they probably have the right to deny coverage and rescind the application. chec... Read More »

If your first pre-natal care visit was after your insurance effective date by 7 days can pregnancy be considered pre-existing?

This depends on the insurance company, the wording of the pregnancy question on the application, and how the poilcy is written concerning pregnancy.With BlueCross Blueshield of Florida, pregnant wo... Read More »

If you were treated for a condition in April and got insurance coverage in May would a claim for treatment in October be a pre-existing condition?

AnswerPropably. Did you have prior insurance? For more info see and scroll down the pageAnswerDepends on the diagnosis: broken arm? No .... allergi... Read More »

What's your view on the treatment you have ever received in an NHS hospital?

Rubbish.The staff on the rare occasions that they make an appearance, never seem to give a damn. Most act is if the hospital exists for their benefit more than for the benefit of the patients. Ther... Read More »