If I Negotiate With Credit Card Companies Myself, Will It Negatively Affect My Credit Score?

Answer If you lose your income, you may find yourself with credit card accounts that you are having trouble paying. As these balances become past due and move further into delinquency, account holders may... Read More »

Top Q&A For: If I Negotiate With Credit Card Companies Mysel...

Can i negotiate with credit card companies myself?

On One Hand: Negotiating Directly is a Viable OptionCredit card companies are often willing to work with customers unable to keep up with payments. If you're in danger of falling behind, contact th... Read More »

How to Negotiate With Credit Card Companies?

A simple and clear step by step guide on how you can go ahead and do settlement with your creditors on your own. All it requires is patience, discipline and determination. Just about all services o... Read More »

Will closing a credit card account affect my credit score?

Closing a zero-balance credit card account can negatively impact a credit score. This is because a credit score is based in part on the debt to available credit ratio. Therefore, when a zero-balanc... Read More »

Does Applying for a Credit Card Affect Your Credit Score?

Credit cards are a fact of life, and for some a way of life. Many factors determine whether they're an asset or a liability. Your credit score determines what you will pay for more credit, future c... Read More »