How to Transfer Credit Card Balances to Lower Interest Cards?

Answer If you are carrying high levels of credit card debt, one of the most efficient ways to improve your financial situation is to transfer your high-interest credit card bills to low-interest cards. On... Read More »

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How to Transfer a Credit Card to a Lower Interest Card?

Many people use credit cards for daily purchases, such as for: groceries, gasoline or entertainment. Credit card interest rates can vary considerably; some will have a 0 percent annual percentage r... Read More »

How to Deduct Interest on Credit Card Balances?

Tax time can be stressful. However, if you know how to harness the tax laws to your advantage, you can use all of the possible deductions. Credit card interest is considered personal interest, whic... Read More »

How do I calculate credit card balances& interest fees?

Divide 365 by the number of days in the billing cycle. If the billing cycle is 31 days, divide 365 by 31, which is 11.774193. Divide that number into the annual percentage rate to determine the eff... Read More »

How do I transfer balances to a 0 APR credit card?

Current Credit CardsLook at the balance transfer options for your credit cards. Most list these online or in your monthly account statement. See if any of your current cards have a 0 percent APR ba... Read More »