How to Respond to Credit Card Lawyers?

Answer A lawyer for a credit card company can be treated like any other debt collector. The Federal Debt Collection Practices Act is a federal law regulating what debt collectors can and cannot do as they... Read More »

Top Q&A For: How to Respond to Credit Card Lawyers

How to Respond With an Affirmative Defense Answer to a Summons on a Credit Card Suit?

Not paying your credit card debt could leave you subject to legal action from the credit card company or a third-party collector. When a creditor sues you, it must provide you with a summons and co... Read More »

Is it standard practice to charge credit card fees when paying by credit card?

While some businesses charge a fee when customers pay by credit card, it is against their merchant agreement with the credit card company, such as Visa or MasterCard. If you encounter a company th... Read More »

Does a secured credit card look just like a regular credit card?

A secured credit card differs from a standard credit card in the fact that the borrower must make a deposit to the credit card company to protect the company from the likelihood of default. Merchan... Read More »

What kind of credit card can i get to build my credit if i have bad credit?

There are a few very good options to rebuild your credit. By obtaining credit that is attainable to those with poor credit and paying on time for an extended period of time, your credit will slowly... Read More »