How to Respond to Credit Card Lawyers?

Answer A lawyer for a credit card company can be treated like any other debt collector. The Federal Debt Collection Practices Act is a federal law regulating what debt collectors can and cannot do as they... Read More »

Top Q&A For: How to Respond to Credit Card Lawyers

How to Respond With an Affirmative Defense Answer to a Summons on a Credit Card Suit?

Not paying your credit card debt could leave you subject to legal action from the credit card company or a third-party collector. When a creditor sues you, it must provide you with a summons and co... Read More »

Is it standard practice to charge credit card fees when paying by credit card?

While some businesses charge a fee when customers pay by credit card, it is against their merchant agreement with the credit card company, such as Visa or MasterCard. If you encounter a company th... Read More »

Does a secured credit card look just like a regular credit card?

A secured credit card differs from a standard credit card in the fact that the borrower must make a deposit to the credit card company to protect the company from the likelihood of default. Merchan... Read More »

How to Pay a Credit Card Bill With Another Credit Card?

If money is tight and you don't have any extra cash sitting in your bank account when a credit card bill arrives in the mail (or your email box), your only option may be to pay off the monthly paym... Read More »