How to Make Your Credit Rating Higher?

Answer If you forget to make a payment to your credit card company or a defaulted debt you owe ends up with a collection agency, that negative information will subsequently appear on your credit report. Y... Read More »

Top Q&A For: How to Make Your Credit Rating Higher

Can your credit rating or score improve without using your credit card?

On One Hand: Using Credit Cards Improves Credit ScoresIndividuals can improve their credit score by regularly using their credit cards. An individual's credit score is determined by the status of t... Read More »

How to Improve Your Credit Rating If You Have Insufficient Credit History?

According to MyFico, your FICO score ranges from a low of 300 to a high of 850. The higher the score, the better. If you have insufficient, or limited, credit history, you will need to establish ne... Read More »

Upon cancellation delinquent travel charge cards may be reported to credit bureaus or similar entities and can affect your credit rating?

How to Fix Your Bad Credit Rating?

With good credit, you can usually get a car loan easily, be offered credit cards and be able to receive the lowest rates on mortgages. With a poor credit rating, you will usually have to pay more t... Read More »