How to Lower a Credit Card Monthly Payment?

Answer You could be eligible for lower monthly payments on your credit card account -- if you are suffering from a legitimate financial crisis such as a job loss, illness or excessive debt. Some credit ca... Read More »

Top Q&A For: How to Lower a Credit Card Monthly Payment

How do I calculate credit card monthly payment?

Determine Interest RateIdentify and convert your yearly annual percentage rate (APR) into a monthly figure by dividing it by 12. So if your rate is 12 percent, your monthly rate is 1 percent, or .0... Read More »

Can you use your credit card to pay your monthly mortgage payment?

In 2007, some credit card issuers announced arrangements which enabled cardholders to pay mortgages by card. This permits the cardholders to earn additional rewards. In many cases, there are fees t... Read More »

How to Negotiate Lower Monthly Payments With Credit Card Companies?

Many people believe negotiating with a credit card company is impossible and do not realize credit card companies negotiate with customers on a daily basis. Negotiating your debt is not an easy pro... Read More »

How to Negotiate Lower Payment for Credit Card Payoff?

Your credit card company won't talk to you about lowering your debt through a settlement until you have fallen several months behind. Finance charges and late fees will continue to mount as your ac... Read More »