How to Get an Unsecured Line of Credit Without Proof of Income?

Answer An unsecured line of credit is reserved for only the most pristine borrowers. Even then, some lenders won't touch such a product. Getting approved for an unsecured line of credit is difficult. Gett... Read More »

Top Q&A For: How to Get an Unsecured Line of Credit Without ...

What is an unsecured line of credit?

A line of credit is an amount of credit that the bank extends for a certain amount of time. The balance revolves like a credit card, but you don't use a credit card to access the funds.FeaturesAn u... Read More »

Personal Unsecured Line of Credit Guidelines?

Every bank establishes its own guidelines for underwriting unsecured personal lines of credit. Any loan without collateral exposes a bank to an increased level of risk, however, so unsecured person... Read More »

How to Buy a Car Without Proof of Income?

People who are self-employed or work on a freelance or temporary basis often have a difficult time providing proof of income. They do not have the pay stubs, income tax returns, or other available ... Read More »

The Effect of an Additional Credit Line on a Debt to Income Ratio?

The debt to income ratio for a borrower is the percentage of monthly debt obligation in relation to his monthly income. The lower the debt to income ratio, the better a borrower's chance at gaining... Read More »