How to Get an Unsecured Line of Credit Without Proof of Income?

Answer An unsecured line of credit is reserved for only the most pristine borrowers. Even then, some lenders won't touch such a product. Getting approved for an unsecured line of credit is difficult. Gett... Read More »

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What is an unsecured line of credit?

A line of credit is an amount of credit that the bank extends for a certain amount of time. The balance revolves like a credit card, but you don't use a credit card to access the funds.FeaturesAn u... Read More »

Personal Unsecured Line of Credit Guidelines?

Every bank establishes its own guidelines for underwriting unsecured personal lines of credit. Any loan without collateral exposes a bank to an increased level of risk, however, so unsecured person... Read More »

The Effect of an Additional Credit Line on a Debt to Income Ratio?

The debt to income ratio for a borrower is the percentage of monthly debt obligation in relation to his monthly income. The lower the debt to income ratio, the better a borrower's chance at gaining... Read More »

Unsecured Credit Cards for People With Poor Credit?

Once your credit falls apart, your options for opening a credit-card account are limited. You will need unsecured credit credit cards to rebuild your credit and make purchases that require a deposi... Read More »