How to Get a Collections Report Off of Your Credit Report File?

Answer A collection report that appears on your credit report file can harm your credit score and borrowing ability. As a collection is typically an indication you failed to pay your bill on time or at al... Read More »

Top Q&A For: How to Get a Collections Report Off of Your Cre...

How long do collections affect your credit report?

Under most circumstance, collection accounts can only remain on your credit report for seven years. Exceptions include credit reports accessed for employment verification for some types of jobs or ... Read More »

How long do collections stay on your credit report?

A debt that went to collections can stay on your credit report for seven years. The delinquency date starts as soon as the collection is entered. If your debt is sold to a third party, the date can... Read More »

How long after you pay a collections account does it take to be removed from your credit report?

It can take up to seven years to have a collections account removed from your credit report after payment. The seven-year period starts from the time the event took place.Source:Federal Trade Commi... Read More »

How Long After You Pay a Collections Account Does it Take to Be Removed From Your Credit Report?

Collection accounts can do a lot of damage to your credit score. If you do the right thing and pay off your debt, it is understandable that you would want the negative information removed from your... Read More »