How to Get Credit Counseling?

Answer Credit Counseling - or debt consolidation - advice is not hard to find. In learning how to get credit counseling, you must think why you are looking into the process and what you hope to accomplish... Read More »

Top Q&A For: How to Get Credit Counseling

Do I have to be delinquent on my credit card payments before I can do credit counseling?

According to CredAbility (formerly Consumer Credit Counseling Service), there is credit counseling available to those who seek pre-delinquency financial and budgeting advice. There is counseling, t... Read More »

Does Credit Counseling Have a Negative Impact on Your Credit?

A licensed credit counselor is trained to work with an individual's creditors to help reduce balances, interest rates and fees while teaching him valuable debt management skills. Although credit co... Read More »

Can credit counseling help?

On One Hand: Counseling Can HelpIf you are having financial difficulties, credit counseling may be your answer. A legitimate service, such as the ones you can receive through the National Foundatio... Read More »

What are DMP fees in credit counseling?

DMP fees in credit counseling are debt management program fees that must be paid to the organization administering your credit counseling. These fees are strictly regulated in most states, but they... Read More »