How to File a Report Against a Credit Card Authorization Hold?

Answer Often, large purchase transactions paid for by credit card, including hotel bookings, gasoline purchases and car rentals, require pre-authorization. Pre-authorization is simply a way to guarantee a... Read More »

Top Q&A For: How to File a Report Against a Credit Card Auth...

What is a hold authorization on a credit card?

Hold authorization, or authorization hold, is the financial industry practice of authorizing credit card electronic transactions and marking that balance as unavailable. Later, the merchant clears ... Read More »

Can your credit report be checked without your authorization?

Under the Federal Credit Reporting Act (FCRA), individuals or businesses with a legitimate need for your credit report may obtain it without your consent. This may include businesses with which you... Read More »

Credit Card Authorization Rules?

For business owners, having the ability to let customers use a credit card for purchases is an important part of growing any enterprise. More and more people are relying less on cash and personal ... Read More »

Can you charge a credit card without an authorization?

A merchant cannot charge a person's credit card without his approval. Another kind of authorization must be obtained from the credit card company as well, letting the merchant know if the credit ca... Read More »