How to File a Claim Under the Fair Credit Debt Collection Practices Act?

Answer The Fair Debt Collection Practices Act or FDCPA protects consumers from unfair, deceptive or abusive practices related to debt collection. Under the act, debt collectors may not call you before 8 a... Read More »

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Can a collection agency file a judgment on you for credit card debt?

A collection agency can and will sue you in civil court over credit card debt. If the collection agency wins, they will receive a judgment. Depending on the terms of the judgment, the agency can th... Read More »

Customary Business Practices for Turning a Debt Over to a Collection Agency?

Major creditors, such as hospitals, banks and credit card companies, juggle a multitude of responsibilities. Because most creditors are for-profit companies, its imperative that they manage consume... Read More »

Can a credit card company sue after selling your debt for collection?

After a collection agency purchases your debt, it owns your account. Although the collection agency may opt to file a lawsuit against you to collect the debt, the original creditor has already writ... Read More »

How Do I Answer a Lawsuit for Credit Card Debt Collection?

Credit card companies typically employ a variety of strategies to compel customers to make past-due payments. Most credit card companies have in-house collections divisions that make telephone call... Read More »