How to Eliminate Credit Card Debt Without Hurting Your Credit Score?

Answer Owing a large credit card debt can hurt your credit score. If your debt-to-income ratio is too high, your score will be low. The best way to eliminate credit card debt without hurting your credit s... Read More »

Top Q&A For: How to Eliminate Credit Card Debt Without Hurti...

Can your credit rating or score improve without using your credit card?

On One Hand: Using Credit Cards Improves Credit ScoresIndividuals can improve their credit score by regularly using their credit cards. An individual's credit score is determined by the status of t... Read More »

How do I eliminate bad debt& raise my 450 credit score?

Check Your Credit ReportContact a credit reporting agency such as Experian, Equifax or TransUnion to request a copy of your credit report. Review your report and make note of any items that you don... Read More »

How to Consolidate Debt and Eliminate Credit Card Debt?

Credit card debt can seem like a never-ending cycle. You can make minimum monthly payments on time, but the balance never gets smaller. There is hope, however. One way to pay off high-interest cred... Read More »

How to Eliminate Charge Off Credit Card Debt?

Charge-offs are accounts that a creditor has deemed "uncollectible." These are serious delinquencies on a credit report. If you have any charge-offs on your report, you should take immediate action... Read More »