How to Dispute an Insurance Total Loss on a Car?

Answer Experts who are familiar with the finance and auto industries are often counseling drivers who have had their cars considered a total loss by an insurance company. The internal calculations used by... Read More »

Top Q&A For: How to Dispute an Insurance Total Loss on a Car

How to Use Gap Insurance When Your Car Is a Total Loss After an Accident?

"Gap" insurance is a product that protects you from owing more than what your car is worth in an accident. When you total your car, the gap insurance coverage pays the difference between what you o... Read More »

Are insurance companies the only ones that can declare a car a total loss?

If you owe more than the value of a car that was declared a total loss how much does the insurance company pay?

Answer Typically the insurance companie will pay the cost of the vehicle at the time of loss, they will not pay anything more. If you purchase a vehicle that is higher than blue book, then consider... Read More »

How do insurance companies define a total auto loss?

Most insurance companies will declare a vehicle a total loss when the cost of repairs are more than the car is worth or the vehicle is so damaged that it can't be safely repaired, according to Geic... Read More »