How to Determine What Health Insurance Pays vs. Car Insurance in a Car Accident?

Answer Health insurance can be confusing enough on its own, with the coinsurance, pre-existing conditions and exclusions common to most health policies. The situation can be more confusing when 2 or more ... Read More »

Top Q&A For: How to Determine What Health Insurance Pays vs....

Can you decline Personal Injury Protection Insurance in New Jersey if your health insurance company pays medical expenses from an auto accident?

If your insurance pays you for an auto accident and the insurance company for the driver who hit you do you have to return one check?

%REPLIES% Answer If the other company only gave you the deductible amount, then probably not. But if both paid you the full amount, then you should turn the other company's check to yours. Answer ... Read More »

If a pedestrian is found at fault in an accident involving a car and pedestrian which insurance would pay the medical bills - the auto insurance or the pedestrian's health insurance?

Since Pedestrians always have the Right of Way, It is very rare if not impossible to find them at fault unless fraud or gross negligence can be established. Traditionally The drivers liability insu... Read More »

If an out of state driver with no auto insurance has an accident in NJ is their health insurance or the NJ driver's auto insurance primary?

%REPLIES% Answer Someone's health insurance is not going to cover any injuries in an auto accident. That covered by the insurance on the vehicle. Since there wasn't any, it would appear the victim(... Read More »