How to Detect a Fraudulent Credit Card Charge?

Answer Fraudulent credit card charges cost credit card holders and issuers millions of dollars every year, according to the Federal Trade Commission. Fraudulent credit card charges occur when a thief obta... Read More »

Top Q&A For: How to Detect a Fraudulent Credit Card Charge

How do I report fraudulent credit-card charges?

Request Copy of Credit ReportYou can request a free credit report from each of the three credit bureaus annually. Obtaining your credit reports will help ensure that there are not fraudulent charge... Read More »

Is it standard practice to charge credit card fees when paying by credit card?

While some businesses charge a fee when customers pay by credit card, it is against their merchant agreement with the credit card company, such as Visa or MasterCard. If you encounter a company th... Read More »

Can a merchant charge me more if i use a credit or charge card?

On One Hand: Merchant Cannot Charge MoreEvery time a consumer uses a credit card to make a purchase, the credit card companies charge the merchant an "interchange fee." Some merchants want to pass ... Read More »

Is it easier to be approved for a charge card than a credit card?

On One Hand: Charge Cards Are More Difficult To GetCharge cards are more difficult to get than credit cards and the approval process is more detailed. An above average credit score is needed to qua... Read More »