How to Delete Inquiries in a Credit Report Dispute Letter?

Answer The Fair Credit Reporting Act requires creditors to report complete and accurate information to the three credit bureaus: TransUnion, Equifax and Experian. The Federal Trade Commission requires the... Read More »

Top Q&A For: How to Delete Inquiries in a Credit Report Disp...

How to Dispute a Negative Item in a Credit Report Letter?

Credit reporting agencies (CRAs) such as Transunion, Experian and Equifax must strive to provide the most accurate information on their credit reports. When you find a problem with a negative accou... Read More »

How many points do inquiries have on a credit report?

The typical inquiry only dings a person's credit score by five or less points, according to the Fair Isaac Corporation. However, applications for several different lines of credit at once can do gr... Read More »

Do inquiries affect my credit report?

Inquiries do affect your credit report in some situations, and other times they have no affect at all. The degree that a credit report is affected is going to vary from person to person based on yo... Read More »

How long do inquiries stay on my credit report?

On your credit report, an inquiry, which represents when you have applied for credit, is only considered into your FICO score for 12 months. Still, the inquiry will stay on your report for two yea... Read More »