How to Deal With Collection Agencies?

Answer Whether it's because of illness, unemployment, or unexpected financial disasters, you might someday have to deal with a collection agency. This won't tell you how to avoid paying off your old debts... Read More »

Top Q&A For: How to Deal With Collection Agencies

Can you pay off payday loans with collection agencies?

On One Hand: It Is PossibleWaiting for a loan to be sold to a collection agency to negotiate a lower payoff is a common-enough practice if the original lender is unwilling to negotiate. It hurts yo... Read More »

Collection Agency's Chances of Judgment When You Have Agreements With Other Agencies?

Collection agencies sometimes use judgments as a collection tool after exhausting other collection methods. A judgment is a court ruling following a lawsuit that gives the collection agency the rig... Read More »

Can Collection Agencies Leave a Recorded Message With a Client's Name at Their Place of Work?

Collection agencies must follow several guidelines when they communicate with individuals or third parties in an effort to collect a debt. Most importantly, they are not allowed to engage in any a... Read More »

Can you refuse to deal with a collection agency?

On One Hand: You Can Refuse.Under the Fair Debt Collection Practices Act, consumers can refuse to deal with a collection agent if she calls you before 8 a.m. or after 9 p.m. You can also refuse to ... Read More »