How to Deal With Collection Agencies?

Answer Whether it's because of illness, unemployment, or unexpected financial disasters, you might someday have to deal with a collection agency. This won't tell you how to avoid paying off your old debts... Read More »

Top Q&A For: How to Deal With Collection Agencies

Why do collection agencies sue?

When you owe a creditor a debt and fail to pay, the creditor might hire a debt-collection agency to exhaust all possible means to collect the debt. This can include legal action.StrategyTypically, ... Read More »

Can collection agencies take the tax refund?

Most likely, a collection agency cannot take your tax refund. In fact, your tax refund cannot be garnished unless the creditor in question is the Internal Revenue Service (IRS), the U.S. Department... Read More »

Laws Regarding Collection Agencies?

The laws regarding collection agencies vary from state to state, and state laws can even vary from the federal Fair Debt Collection Practices Act. The Federal Trade Commission (FTC) and your state ... Read More »

Can collection agencies sue consumers?

According to the Federal Trade Commission, collection agencies may sue you to obtain a court-ordered civil judgment against you. A civil judgment gives the collection agency legal rights to collect... Read More »