How to Calculate Collision?

Answer Automobile owners purchase car insurance as a means to pay for expenses just in case there is a collision with another vehicle or object. As the policy owner, there are many insurance plans availab... Read More »

Top Q&A For: How to Calculate Collision

Are third party liability carriers required to pay the collision damage waivers in New York if a party does not have collision coverage?

Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy i... Read More »

Car Insurance question: Hitting a deer is 'collision' .. hitting a tree is 'other than collision'?

You can't be held at fault for an animal hitting your car, thus it is comprehensive or "other than collision". Unless the tree is growing legs and walking in your path, you are going to be at fau... Read More »

Would collision or other than collision coverage apply if a liquid chlorine jug fell in your vehicle while driving and the chlorine damaged your carpet?

Answer That should be covered by comprehensive insurance and the insurance company will pay for damages minus any deductable.

What is collision?

A collision is an isolated event in which two or more moving bodies (colliding bodies) exert forces on each other for a relatively short time.Although the most common colloquial use of the word "co... Read More »